Festival of Frugality #340 – Sunshine on My Shoulders Edition

We are honored to host the 340th edition of the Festival of Frugality.

Many thanks for all of the wonderful contributions!

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Editor’s Picks:

Finance Fox spelled out  ”35 Money Lies People Tell Regularly.”   A few items on this list will hit close to home for pretty much everyone, and he does a great job of using sarcasm.

Free Money Finance started a great series called “The 52 Best Money Saving Tips.”  FMF is one of the top personal finance sites out there, and they certainly have a ton of great knowledge to share!

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Frugal Toad posted “Frugal Living Made Easy.”   Frugal living is all about making informed and deliberate choices in how to spend money. In other words, frugality allows me to get more value for my hard-earned dollar and who wouldn’t want that?

Squirrelers offered up “Getting the Best Deals When Visiting Theme Parks.”  Saving money is a good thing.  Saving money on having fun – well, that’s even better!  Along those lines, this post discusses how to save money on trips to amusement parks.

Sweating the Big Stuff posted “Reevaluating Your Wireless Service” – He asks, “Do you spent too much on your wireless service? These people are perfect examples of why you should reevaluate your plan today!”

Budgeting the Fun Stuff posted “Getting Excited about FINCON12 But Nervous Too.”  Crystal is speaking this year, and is nervous (and excited) as the date approaches.

101 Centavos posted “How To Painfully Save Hundreds of Dollars a Year” talking about saving money by not eating.

Married With Debt posted “Creflo Dollar, Joel Osteen, & the Prosperity Gospel” discussing an interesting branch of the church that actually embraces money and prosperity.

Thousandaire posted “Invest in Used Washers and Dryers, Get Rich” talking about a scenario where he made some extra cash.

My Broken Coin posted “Would You Pay More For a House With a View?” and my answer is YES!

Young Family Finances posted “Should You Hide Money From Your Spouse?” and my answer is HECK NO!

Money Q&A posted “Harnessing The Power Of Compound Interest” discussing how to effectively build up your nest egg.

Work Save Live posted “Things to Consider With Your Relationship With Money” talking about what money can do to relationships.

The Penny Hoarder posted “How to Make Money as a Part-Time Baseball Umpire” which actually was my first job when I was 14!

Money Smart Guides posted “What Are Your Options for Dealing with Debt” talking about different ways to tackle a huge debt problem.

Evolving PF chimed in with “How to Move Out on a Shoestring Budget” outlining five steps to help you prepare to move out on your own for the first time.

Invest it Wisely posted “Living to 100 and Beyond: The Changes Ahead” talking about how recent advances might increase our lifespans.

Frugal Confessions posted “20 Ways to Spend Money On and Off Board a Cruise” with some great tips.

Master the Art of Savings posted “Addictions Can Ruin Your Budget”  talking about how you addictions can cause you to lose grip of your financial goals.

Passive Income to Retire posted “Reasons Why People Don’t Follow Their Dreams” discussing why some people fail.

Add-Vodka posted “It’s Not Necessary To Pay For Your Kid’s College Education” telling her own story about how she paid for her own education and has used that as a jumping off point towards success.

Funancials posted “Simple Steps To Grow Your Business” with some great tips on how to get things moving.

Money Reasons posted “Are You Underestimating Your Abilities and Potential?” telling the story of a brilliant neighborhood mom that could have made much more money in life.

Free Money Wisdom posted “5 Ways to Pay Off Your Mortgage Without Breaking the Bank” offering some great tips on how to get your monthly payment down.

Family Finances Blog wondered “Are Bank CDs a Waste of Time and Money for Families?” noting that the low rates offered barely make them worth your time.

SFB asked the question “Is Getting Pet Insurance Worth It?” and it might be- depending on your circumstances.

20′s Finances explored the “Cost of Being in Someone Else’s Wedding” analyzing the big costs associated with being in a wedding party.

Ready For Zero posted “How Can I Get My Credit Card Fees Waived?” noting that your other credit card fees are negotiable as well (and some can be waived). All of these fees are negotiable if you are willing to pick up the phone and make a call.

Mom’s Plans posted about  ”Low Cost Online Summer Math Enrichment Programs.”   If your kids are off school and you are looking to prevent the infamous summer backslide, here are a few low cost math programs we have discovered. Your child will not be working all day, but rather spending 20 to 40 minutes a day on the computer working to improve their skills.

My Dollar Plan posted “How to Save Money by Fixing Health Care Errors.”  Here are some tips on how to make sure you’re not overspending on health care bills!

Free From Broke noted that you should “Understand Wedding Customs Before You Spend Your Money On Them.”

The Money Principle talked about “Four conditions under which cash loans may not be such a bad idea after all.”

Can I Retire Yet discussed “When Should You Self Insure” reminding us that insurance providers also provide a profit.

Nerd Wallet posted “Airline Baggage Fee Chart: Don’t Get Gypped” offering some very useful information.

The Millionaire Nurse posted “Are You An Investing Scaredy Cat?” discussing risks and rewards in investing…Do you understand them? What makes people sell when they should buy?

Penny Thots posted “Ways to Find Extra Money” with some great tips that you can start using right away.

Good Financial Cents offered up “5 Questions to Ask Yourself Before You Buy Something.”  So often, we buy something, sure that we “need” it, only to find that it’s not really something that we use again, or that we truly need.

Prairie Eco Thrifter posted “8 Great Things That You Can Find at Thrift Stores.”  Who doesn’t love thrift stores?

Yes, I Am Cheap posted “Eating Healthy And Cheap In The Long Term” about eating on a budget for some time now and has learned to cook over years of trial and error.

Modest Money posted “Overcoming Unemployment Challenges” discussing the struggles he has had to overcome to rejoin the world of the employed.

One Cent at a Time posted “How can you stick to your budget consistently.”  Creating a budget is difficult task but, sticking to the budget is tougher. Budgetary allocation requires discipline and consistency. Learn how you can amend regular over spending habit and stick to the budget.

Live Real Now discussed “How to Live Happily without a Budget” discussing how setbacks and shortfalls can almost kill a budgeting plan completely

Christian PF posted “4 Strategies for Saving Money On Haircuts.”  If you are looking for some ways to beat the salon prices, these are 4 tips that have worked for them.

Personal Finances By the Book posted “Should You Have a Living Trust, a Will, or Both?” noting that it issmart to consider what will happen to your estate.

PT Money chimed in with “How to Start a Christmas Tree Farm to Make Extra Money: Tips from the Christmas Tree Man.”  Another idea for making additional money: Christmas tree farms. This interview includes information such as the bare minimum needed to begin, land acquisition, and how you can actually make money selling Christmas trees.

Living in Financial Excellence posted “Party Decorations on a Budget.”

Frugal Zeitgeist posted “You can save money by buying coffee” discussing an idea by Forest to create an envelope system to save money when you make your own coffee.

Last but not least, Personal Finance Success posted about “The psychology of paying off debt.”

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