Posted by jefferson on Aug 9, 2012 in Site News | 22 comments
Hello All!
Our friend Don, from over at the outstanding blog Money Reasons, reached out to us last night to ask if we would be willing to step in on an emergency basis and host the Yakezie Carnival this week. We appreciate him thinking of us, and are always happy to step up and share the best and most thought provoking articles from the personal finance blogosphere.
Enjoy!
Dr. Dean @ The Millionaire Nurse Blog writes Student Loan Repayment: Just For Moving! – Did you know you could get student loan repayment by relocating or moving to Niagara Falls, NY or to rural Kansas? I give you the facts
Roshawn Watson @ Watson Inc writes Authenticity In The Workplace – It is hard to put your best foot forward if you are not sure what you even bring to the table. It was Leonardo da Vinci who said “Where the spirit does not work with the hand, there is no art. Here are 3 reasons to be authentic with your chosen vocation.
Lance @ Money Life & More writes It Pays to Ask For More – Coke Zero Commercial “And…?” – I can’t count the number of times I’ve gotten something more simply because I asked for more. Don’t get me wrong, I don’t just say “and…” with no reason to back it up and have someone give me free money. You always need a reason and shouldn’t just expect a hand out.
Emily @ Evolving Personal Finance writes Why We’re Not Getting the Chase Sapphire Preferred Card Even Though It’s a Great Deal – I’d really like to sign up for the Chase Sapphire Preferred Card for the bonus, but I just don’t think I’ll make the $3,000 in 3 months minimum.
krantcents @ KrantCents writes The 3 Z’s of Success – The 3 Z’s of Success is twenty-six in a series of articles to help you reach your goal.
Don @ MoneySmartGuides writes Consumers Are Horrible At Math – Derek Thompson over at The Atlantic wrote a great article titled “The 11 Ways That Consumers Are Hopeless at Math”.
YFS @ Your Finances Simplified writes A Few Reasons Why Asset Allocation is Important – When it comes to investing, many people recommend that you diversify your accounts. The idea is to not put all your eggs in one basket.
Eddie @ Finance Fox writes Seven High Paying Part-Time Jobs – A part-time job can also be used to increase retirement savings, supplement business income, and an effective way of dealing with stagnant salaries.
Suba @ Broke Professionals writes 6 Things to Do This Summer to Boost Your Promotion Potential – Here are six things to do this summer to boost your promotion potential!
Roger the Amateur Financier @ The Amateur Financier writes Job Hunting Success – Retooling Your Job Hunt – Some advice on how you reshape your job hunt if you aren’t successful, and increase your chances of standing out from the crowd as you do.
Jester @ The Ultimate Juggle writes The Personal Power of Changing a Blog Theme – Change is important in life, sometimes just a little change like a blog theme can greatly change your attitude!
John @ Married (with Debt) writes Workplace Stress – The verdict is in – your job is killing you. More specifically, workplace stress is killing you. This means we’ve come full circle from our days as cavemen, when our biggest source of stress was finding food.
Jon the Saver @ Free Money Wisdom writes 13 Part-time Jobs With Benefits – Do you want some good news on the employment front? Here it is: you can get employee benefits on many part-time jobs.
Ted Jenkin @ Your Smart Money Moves writes Three Ways Credit Card Companies Can Trick You – When the Dodd-Frank Wall Street Reform and Consumer Protection Act was put into place, credit card holders were supposed to benefit from the new
A Blinkin @ Funancials writes What is Supply Trade Finance? – Supply trade finance is when a company uses a bank (usually an international bank) to facilitate the transfer of goods or services, while also facilitating the payment for said goods or services in exchange. Basically, if you’re a US-based company, you don’t want to pay for goods from China until you are guaranteed they are on their way.
Crystal @ Budgeting in the Fun Stuff writes Student Loan Advice – Check out my student loan advice, see if I can help you.
Maria @ The Money Principle writes The Limits of Social Acceptability: payday loans and credit cards debt – Payday loans have bad reputation. In this article we discuss some ways in which they can be used reponsibly.
Daisy @ Add Vodka writes Why Babysitting is an Awesome Side Hustle – I babysit as a side hustle. I watch two kids that live fairly close to where I work. It works out perfectly, because I get off at 4:00 and I start babysitting at 4:30 a couple of days a week.
J Wayne @ All Things Finance writes 8 Ways To Earn Income When Interest Rates Suck – 8 investment strategies that will generate a much higher income than CDs and money market accounts. Rates are too low to invest your money in low yield products.
MR @ Money Reasons writes Spending Money Fail! How We Spend More Than We Realize – How spending on a car repair cause great financial anguish while the lunches I’d had that week cost even more! It funny what we worry about financially.
Kevin @ Thousandaire writes Social Security Taxes the Poor to Benefit Rich White People – The people who live the longest (rich white people) benefit most from Social Security. We need to stop taxing poor people to give money to rich people.
Hank @ Money Q&A writes The Four Of The Best Car Insurance Discounts – Car insurance is an extremely competitive business which is great for the individual consumer. Most car insurance companies will keep their rates low in order to attract and keep consumers.
PPlaner @ Provident Plan writes Signs of Dysfunctional Finances – Find out if your finances are dysfunctional. Do you find carry a credit card balance or live paycheck to paycheck? If so, it might be time for a change.
Tushar @ Start Investing Money writes Should You Use the Internet to Explore Investment Ideas? – Why not use all the resources available to you for investment ideas? The internet is a great way to do it!
PITR @ Passive Income To Retire writes Want to retire? Answer these 3 Questions! – Find out what three questions every person should ask in preparation for retirement.
Shawanda @ You Have More Than You Think writes Changing Jobs? Why Cashing Out Your 401(k) Could Be a Costly Mistake – When a job change occurs, many workers cash out their 401(k), which can cost hundreds of thousands of dollars in retirement assets.
Jen @ Master the Art of Saving writes USDA Guaranteed Home Loan – I knew absolutely nothing about USDA guaranteed loans when we applied for one. So I thought I would share a little bit about what I’ve learned so far………..
Ashley @ Money Talks Coaching writes Childhood Money Memories – I went to a financial seminar this past weekend and one of the exercises was to think as far back as you could and tell a 2 minute story about a money memory
J.P. @ Novel Investor writes What Is A REIT? – REITs, for the most part, are traded just like stocks. But there are some unique differences every investor should be aware of before buying.
Kanwal @ Simply Investing writes Are Your Investments Making You Money? Are You Happy With The Results? – Are Your Investments Making You Money? Are You Happy With The Results? Will You Have Enough to Retire? Can You Quit Working? If you answered “No” to any of the above questions, then the time to act is now. I know life is busy and it’s easy to put off investing for a few years, but before you know it’ll be too late.
Corey @ Steadfast Finances writes Investing in Real Estate Basics – I am an aspiring real estate investor. I don’t have direct experience investing in real estate, but several of my closest friends and family members own at least one rental property. I don’t just want to follow the crowd, because most people don’t think highly of investing in real estate.
MMD @ My Money Design writes Overcoming Envy – Why Do We Hate Other People’s Success? – Have you ever felt inadequate or frustrated with yourself about another person’s accomplishment? Learn about overcoming envy and what you can do rise about your emotions.
Sustainable PF @ Sustainable Personal Finance writes Want to Boost Your Savings? Consider a TFSA – One of the most interesting options that Canadians have when it comes to saving money is the Tax-Free Savings Account (TFSA).
Passive Income Earner @ The Passive Income Earner writes Why Hold High Yield Stocks – High yield investments can play a part in your portfolio. Even though I am a fan of the 10/10 rule of investing which focuses on the growth of a dividend stock,a high yield dividend stock (or income trust) can have a part in a portfolio. In fact, I have high yield investments in my portfolio.
Wayne @ Young Family Finance writes The Cost of Being Sick – Being sicks can put a huge strain on your normal life. It can not only cost you a lot of money, but cause social disruptions.
JP @ My Family Finances writes Overanalyzing the Numbers behind the Family Grocery Bill – If you’ve ever wanted to see someone over analyze the family grocery bill, this post is for you.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes ARE YOU CUT OUT TO BUY A FIXER UPPER? – The lure of real estate investing is great. This article outlines what it takes to buy, renovate, and resell real estate. Find out if this potentially lucrative endeavor is for you.
Invest It Wisely @ Invest It Wisely writes Important Steps in the Home Buying Process – Here are the important steps in the home buying process. See if you agree.
Marie at FamilyMoneyValues @ Family Money Values writes Millionaire Story – Marissa Mayer CEO of Yahoo – Looking at the seemingly charmed life of Marissa Mayer makes one wonder “could I have done that?” Where did this youngest person on the Forbes list of the 50 most powerful women begin to diverge from the paths the rest of us took?
Corey @ 20s Finances writes Why Investment Fees Matter – Corey previously wrote about how time is your new best friend. This is all because of compound interest. The more time you have to let your investments grow, the more your money can compound upon itself and grow faster. It almost sounds too good to be true, and unfortunately it is when you look at it in terms of investment fees.
SFB @ Simple Finance Blog writes How Does Corporate Finance Work? – Corporate finance is the finance of companies and businesses, and the tools used to make financial decisions for businesses. The primary goal of corporate finance is to increase the value of the company. Most corporate finance issues can be broken down into either long-term or short-term goals and decisions. For example, capital spending, long-term financing…
Jason @ Work Save Live writes Does Canceling a Credit Card Hurt Your Credit? – Should You Consider Canceling Your Credit Card? Nearly everybody on this planet knows that Dave Ramsey is against credit cards; so much so that he shuns the idea of utilizing cards for their rewards and encourages people to CANCEL all of their cards despite the fact that canceling it may hurt your credit.
Earth and Money @ Earth and Money writes Are We Funding Our Own Demise? – Canadians are funding their own demise by financially supporting companies which create unhealthy environments.
Jennifer Lynn @ Broke-Ass Mommy writes Boo To Those Sneaky Bank Fees – Sneaky bank fees suck, read my recent bad experience with them and why I think they are wrong!
Aloysa @ My Broken Coin writes What Would You Take With You in Case of a Fire? – I feel that I became too materialistic, too attached to stuff. If anything dreadful happens to us, I will be devastated by a loss of material things that took years to accumulate. I realize that material possessions are just bits and pieces of our lives and not really us. So if a fire happened, what would you grab first?
L Bee @ L Bee and the Money Tree writes The Magic of Compounding Interest on Student Loans – Below is a guest post by Drewski. In addition to being my main squeeze he also used to work as a broker in New York City and currently helps teach brokerage exams. Aside from being uber qualified, as a graduate student he knows first hand the cold fist that is compounding interest.
Evan @ My Journey to Millions writes August 2012 Net Worth Update – From July 2012 my net worth increased 2.71% Year to Date my net worth has increased 30.22% From January 2011 to July 2012 my net worth has increased 124.98%
Daniel @ Sweating the Big Stuff writes Top Five Stress-Free Vacation Tips – Imagine having a stress free vacation: nothing too expensive, no crowds, and no worrying about how things are going back at work. Here’s how to do it.
Kyle @ The Penny Hoarder writes Earn Extra Cash As a Personal Paparazzi Photographer – Are you an amateur or professional photographer wanting to put your talent to use while earning some money in the process? Here is what you can do to earn extra money.
Ryan @ Early Retirement Investments writes How Much Risk is Involved in Spread Betting? – Really! How much risk is involved in spread betting! Read more to find out…
Luke @ Learn Bonds writes Can we Trust Corporate Bond Credit Ratings? – Although there is a lack of trust in the rating agencies after the financial crisis you can still trust corporate bond credit ratings.
Amanda L Grossman @ Frugal Confessions writes Frugal Cures for Cubicle Fever – I am reading a fantastic book right now that has caused bursts of belly laughter to escape from my mouth at random moments throughout the day.
Sean @ One Smart Dollar writes Credit Unions vs Banks – Which is Best for You? – A lot of people don’t know this difference between banks and credit unions. Here is a guide to help you decide which is best for you.
Miss T. @ Prairie Eco Thrifter writes Old Time Free Summer Activities for Kids – Here are some of the activities we pursued as kids in the summer time. Maybe one or two of them will strike a chord with you or your child and pry them out of the air-conditioned, electronic environment in which so many of us are now encased.
Paul Vachon @ The Frugal Toad writes How to Get the Most From Your Credit Card Rewards – Whipping out the plastic doesn’t sound like the best way to save money, but if used correctly, credit cards can play a role in stretching your budget and getting the most from your money.
Cash Flow Mantra @ Cash Flow Mantra writes Got Lucky with Some Passive Income – Despite my lack of accomplishments (I last published here on July 2nd and mid-May on HubPages), I still managed to earn some money with the blogs and HubPages. So by definition, I am considering the income passive and am thankful for what I was able to earn this month.
Little House @ Little House in the Valley writes Thoughts on Building a House – Through enough of my own research, I realize that if the time comes to choose a builder for my little house, I’ll be making sure that builder has a few of the following qualities:
Beating Broke @ Beating Broke writes Are You a Peter Pan Spender? – Growing up doesn’t mean you can’t have fun. It just means you have to have fun with responsibility. When all the bills are paid and you’ve socked away a bit for the future, have all the fun you want.
Stephanie @ The Empowered Dollar writes A Letter to My Teenage Self: How to Survive a Crappy Economy – This is a letter to my younger self about the 3 skills I wish I’d developed as a teenager in order to help me survive the recession.
Jason @ Live Real, Now writes Handling a Windfall – What would you do if you were handed $10,000 tomorrow? $20,000? The easy default answer–if you spend time in the personal finance world–is to pay off debt and save the rest. But is that the right answer?
Steven @ Grocery Alerts writes Seven Refillable Items – Saving Money & the Planet – A lot of people assume that saving money and saving the planet are two separate goals, yet this isn’t the case. There are plenty of environmentally friendly solutions that can also help you develop a growing savings account.
Teacher Man @ My University Money writes Should You Take a Full Course Load? – Taking a full course load in school will help you get out of school quicker and into the work force, which helps pay off your debt sooner.
Jeff Rose @ Good Financial Cents writes Best IRA Online Brokers – If you’re looking to open an IRA with an online brokerage firm, you have a lot of options. Here are some of the best ones to choose from and why we like them so much.
Greg@ClubThrifty @ Club Thrifty writes Avoiding the Debt Trap – Recently, my friend asked me for some financial advice. I advised him that refinancing his house could save him tens of thousands of dollars over the long run. Unfortunately, he didn’t take my advice and fell into the “Debt Trap.”
Aaron @ Aaron Hung.com writes Advantages of Investing in Monthly Dividends – There are people who likes to trade actively and then there are those who likes to trade once every few months. I, for one prefer the latter because I love the freedom of not having to worry and stressing out over daily prices. Who wants to constantly sit at their desk watching stock prices? There are better things to do in life.
TB @ Blue Collar Workman writes What Car Chalk Can Do For Your Website Traffic – Ever thought about advertising for you website on your car? I had that done and will tell you how it went!
Katie @ The Discount Coder Blog writes 7 tips for saving cash on camping by keeping it simple! – Everyone loves going on holiday but sometimes we just don’t have the spare cash to make it happen when we really want. Well, camping can solve that problem and these thrifty camping tips will get you sleeping under the starts for even less cash!
Mr. Money @ Smart on Money writes Rebuilding and Starting from Scratch – Here are a few tips on how to recover from a financial calamity and start from scratch:
Robert @ My Multiple Incomes writes August 2012 Multiple Income Stream Report – This month has been an amazing month for me and my sites. In terms of traffic, July was one of the best across the board, which is shocking, because usually January to March is peak personal finance blogger time (right before taxes). Along with the traffic, I post my best month of revenue ever from my sites – each one outperformed and delivered more than ever before. It was a busy month, but very fun and exciting!
Robert @ The College Investor writes Why a Budget Is NOT Important – Today, I want to talk to you about why having a budget may not be the most important thing on earth, and how it’s entirely possible to achieve your financial goals without one.
Greg Field @ NerdWallet writes Credit Unions Without ATM Fees – NerdWallet gives you our picks for the best credit unions thats don’t kill you with ATM fees, enjoy!
Emily @ Evolving Personal Finance writes July 2012 Month in Review: Money – Check out how we spent our money in July and if we met our budget!
Everything Finance @ Everything Finance Blog writes So Your Debt Free; Now What? – Debt is the great equalizer, and the overwhelming majority of Americans are saddled with more than their fair share. But there are some who manage to tame the monster of indebtedness. Those people are left facing a variety of paths: What to fund first? College tuition for my kids or retirement? Invest first or save?
PK @ Don’t Quit Your Day Job… writes How Will the S&P 500 Close in the Future? – Reading the tea leaves (uhh… options trades) and trying to guess where the market, represented by the S&P 500, is headed in the near future.
Melissa @ Mom’s Plans writes Our Square Foot Garden Update #6: Getting Ready for the Fall Garden – We are loving our little (now giant leaning Tower of Pisa) cherry tomato plant. This is the plant that just keeps giving keeping my two year old with a fresh tomato supply that she eats every day like candy.
Glen Craig @ Free From Broke writes Bad Credit? Rebuild it With These Secured Credit Card Offers – Using one of the best secured credit card offers can help you build, or re-build, and improve your credit an get you on your way to getting an unsecured card.

OOooo lots of reading! Thanks for hosting!
femmefrugality recently posted..Sunshine Awards!
Great compilation – thanks for including me

Stephanie @ Empowered Dollar recently posted..Swedish Finances: 3 Money-Saving Lessons from IKEA
Nice – way to come to the rescue. The yakezie carnival is a long tradition. IT would be a shame to miss a week. Thanks for hosting!
20′s Finances recently posted..Save The Earth and Your Money: Swapping
The YC is my favorite by far.. So many great bloggers all together.
Thanks for the save and including us!!!
Ted Jenkin – Your Smart Money Moves recently posted..I Make $100,000 And Live Paycheck To Paycheck
Oh no… so glad you guys were able to step in! Always reliable, you two
This reminds me that I need to desperately submit to carnivals. *forehead slap*
However, I hope you two and the kiddos are doing well! I have been a bit strained for time these past couple of weeks but I promise that your blog is still one of my faves and I will catch up soon with commenting.
M- If you ever want to guest post I would LOVE you forever!
From Shopping to Saving recently posted..Keep Going Until You Cry
Sure, Erika! I’ll get something to ya in the next few days!
Thanks for including my article and for stepping to host at the last minute.
Sean @ One Smart Dollar recently posted..5 Best Ways to Make Money From Home
Thanks for including our article. I hope you have a great day…..it’s almost Friday!!!
Holly@ClubThrifty recently posted..Buying a House vs. Renting: What’s the Right Call?
And thank goodness for that, Holly. Every ounce of me is ready for the weekend.
Thanks for saving this week’s episode of the Yakezie Carnival!
You guys are GREAT, in all ways!!!

Don recently posted..Is A Roth IRA One Of The Best Protection Against High Future Tax Rates?
No problem, Don.. Anytime!
Nice job helping out with last minute carnival hosting.
Modest Money recently posted..How to Theft-Proof Your Vehicle
I was wondering if this was going to go up this week. Thanks for stepping in and rescuing the carnival!
Earth and Money recently posted..Investing to Save the World
Nice! Way to pull together a great list at the last minute. I’m excited to start reading these!
Shannon-ReadyForZero recently posted..How Does Student Loan Consolidation Work?
That was really nice of you to help out

Ornella @ Moneylicious recently posted..Apple, Coke, Holocaust, and Shopping: Unconsciously Prime Our Minds
Hmmm I might need to get in on this Yakezie thing…
DC @ Young Adult Money recently posted..7 Ways to save money on a wedding
Thanks for hosting and including my post.
Thanks for hosting and including my post!
Lance @ Money Life and More recently posted..Our Debt Pay Down Strategy
Thanks for hosting and including my post.

Jen @ Master the Art of Saving recently posted..Buying Our First House—Price & Other Costs
Thank you so much for hosting and for including my post. You guys did a lovely site update
Beautiful!!!!
Roshawn @ Watson Inc recently posted..Do Americans Know What Poverty Is?
Great article this is an awesome resource for all this information. The multiple income stream report was great.