How to Handle an Epic Failure
Posted by jefferson on Jan 7, 2013 in Eliminating Debt | 97 comments
A few months ago, I wrote about my goal of losing some weight and getting down to below 200 pounds. I decided to motivate myself by taking a purchase that I really wanted to make, and then only allowing myself to make the purchase if I was able to meet my goal.
As usually happens when I decide to get serious about losing weight, I started off great, working out regularly and eating right. The first 10 pounds came off without too much effort, but then things got a bit hairy. Because of a project deadline at work, I had to put in some long hours, which zapped my energy and made it hard to exercise. Not long after, my boss saw the long hours that me and my co-workers were putting in, and brought in a smorgasbord of chocolates and other treats for us. Try as I may, it became harder and harder to resist the sweet goodness, especially when feeling the influence of high stress and sleep deprivation.
As the weeks and months passed, it became clear that I wasn’t going to meet my goal of getting under 200 pounds by Halloween, when the game that I wanted to purchase was released. In fact, my weight started climbing back up into the 220′s, where it has rested comfortably for the last three or four years. I was disappointed in myself. What an epic failure.
And how did I respond to this failure? Shamefully, I purchased the game anyways.
Yes, it is true. On the day that the game was released, I went out and picked it up and starting playing immediately. I justified this to myself by noting that I had been working very hard lately and deserved to get myself a “treat”. When Michelle discovered that I hadn’t been faithful to myself, she rightfully let me have it. The issue wasn’t that I had spent the money, or that I did truly deserve a treat for all of my hard work (I did). The issue was that I had made a promise to myself and to the world (via this blog), and then had gone back on that promise.
I felt so guilty about this, that I really couldn’t ever fully embrace the game. It was fun to play, and I sunk about 10-15 hours into the colonial setting that the game developers had created. But when weeks began to pass without me having (making) the time to play the game, I made the decision to go ahead and sell it, while the resale value was still at a point where it would be worthwhile. Video games lose value fairly quickly after their release, and I was pleased that I could still get a decent return for the game two months later.
Regarding my failure to lose the weight, I am tired of the excuses. I have spent years blaming my busy schedule or my slow metabolism, which is sad. The truth is that I know that I am capable of setting a goal and working my butt off to make sure that I meet that goal. My excuses about why I failed to meet my weight loss goals, sound quite similar to the sort of talk that I used to use to justify having credit card debt:
- Emergencies are going to happen, and credit cards are the only way that I have to cover them
- How will ever pay off this debt when we are living paycheck to paycheck?
- Everybody in America has credit card debt
As long as you are making excuses to justify a less than ideal situation, you will never take the steps to correct it. This is true for bad habits and undesirable behaviors of all kinds, and is certainly true when someone is looking to get their health in order.
Like many, I have started this year with a renewed vigor in my attempts to get my weight down to my desired level. I am not playing any games this time or dangling any carrots, instead I am just trying to set realistic goals, and do what it takes to make attaining those goals a reality. I am down a few pounds already, but have many days of blood, sweat, and chicken and broccoli dinners ahead of me to get there.
So how would I recommend that you handle an epic failure to meet your own goals?
Reset, clear your mind, keep your head up, and try again. It is as simple as that.
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This is a great post! Sorry to hear about your slipping but you are right – there are a lot of similarities between the goals of being in better physical and financial health. Consequently, there are also a lot of similarities between budgets and diets – both pretty imperfect tools. I wrote an article about it http://timothymobley.wordpress.com/2012/09/28/what-do-diets-and-budgets-have-in-common/
Timothy Mobley recently posted..How to Keep Your Financial New Years Resolutions
Well said Timothy.. Your post is excellent. They are both imperfect tools, but still can be valuable resources for helping you meet your goals.
I’m glad that Michelle held your feet to the flames and that you’ve outed yourself on the blog. I’d hate to see you maintaining the cycle excuses that keep so many people overweight/in debt/from meeting their potential. I sincerely hope that this time around you meet your goal. Best of luck!
Cassie recently posted..Pinching Pennies
Yes Cassie, Michelle is good at that
The cycle of excuses is not mine alone, but is something that can be overcome. I think the first step is certainly seeing that you are doing it.
Definitely – huge props for admitting this publicly. Hopefully that accountability will help you stay on track going forward
eemusings recently posted..Fitting travel into your life plan
It has certainly worked well for our finances..
You are totally right when it comes to setting goals. It can seem impossible to achieve an out of reach goal. I think the most important thing that anyone who is trying to achieve something (by setting a goal) is to remember, that you are only human, and baby steps tend to work best. Keep up the good work and stay motivated!!
Yeah.. We live in an instant gratification society, and it can be hard to be patient and wait for results. This past year of financial maneuvering has certainly not been easy.
Fantastic! You’ll do it, Jeff! I didn’t read wonderful reviews of Assassin’s Creed, anyway, so I don’t think you missed much.
It’s funny…you know what worked well for me? Weight Watchers. My wife had to convince me to go, and when I did it was me and about 20 women sitting there. BUT I had a group of people and a scale that I was accountable too, and at the meetings I learned a ton about eating better. It was a great use of time and a good investment.
AverageJoe recently posted..Stock Market Punishment: The First Lesson of 2013
Joe, I am not above using a system like weight watchers. I would consider it. But am not sure that I need it. I know what it will take to lose the weight. Exercise 3-4 times p/week and cutting out the “snacking” as much as possible.
And you are right about the game. I did like it, but it would be fair to say that it didn’t live up to my lofty expectations.
Good luck with the new goal! Make sure to check in often so you hold yourself accountable!
Lance @ Money Life and More recently posted..I Want To Pay Off My Debt – The Debt Movement
Every morning, my friend, me and the scale have a date. This morning it was 1 pound better than yesterday morning.. So, I will mark that as a success.
This is your year Jefferson! You can do it
Mackenzie recently posted..One Year Blogiversary! OMG!
I feel driven and focused, Mackenzie.. I really do. I got some big plans for 2013.
jefferson recently posted..How to Handle an Epic Failure
It is only a failure, if you give up! All successful people fail, but they don’t give up.
krantcents recently posted..My 2013 New Year’s Resolutions
I totally agree with krantcents. Sometimes changing tactics and not giving up is the key to getting it the 2nd, 3rd, or nth time around.
That said, for me, the only way to lose weight is the same way I keep our money in line. Track all the ins/outs of calories and energy. Lots of iPhone apps will do it… MyfitnessPal seems to be the one getting the best reviews lately.
Mrs. Pop @ Planting Our Pennies recently posted..$520 To Restore A Piece of History
I do use myfitnesspal, Pop, and it is certainly a good aid. I don’t use it as diligently as I could perhaps, because I find their fitness tracking to be a bit lacking.. But for pure calorie watching, they are the best that I have found.
Tracking is certainly a helpful tool in the process.
Very well said, Krant.. Failures and setbacks are a part of the process. I have no plans to give up.
I agree with you and you made some great points about handling an epic failure. You know what for me, if we are just going to meet failure as a friend this is really nothing and everytime we failed we can stand and try it again and again.
Maris King recently posted..Doors Made In Solid Timber
When we fail Maria.. We have to be willing to try again. That is where greatness can occur.
I have some real reasons and real challenges ahead of my with my weight loss problems. If you go to my blog, there is a weight-loss blog I am also writing. I am just not losing weight. This is a matter of health even though looks does factor in. I am on the verge of diabetes.
Next time you have a project, take fruit and some protein. That way, if chocolate shows up, you can eat just a bit of the chocolate.
Great blog post.
I have seen your blog and I can relate to the frustration.. Weight loss is not a quick-hit sort of thing for me.. It has to be slow and it has to be deliberate. I have been making an effort this year to bring in healthy snacks with me when I go to work, and that has absolutely helped.
I failed with my goals last year. And in November/December 2012 I was so depressed with it that I couldn’t concentrate on anything that time. The only thing I had in my mind was: “it’s almost end of the year!”. Of course it was, what the hell I was thinking, it’s normal that time flies by pretty fast! I was so miserable with all that mess in my life that all the time I was looking back, I didn’t look forward to what future brings, what I can improve in the future. So this year I put more realistic goals and I told myself to stop. To stop complaining, to stop looking back. Yes, I failed. But yes, life goes on. And yes, I can change a lot in the future. Thank you for sharing your story with us, it’s really motivating. And good luck with your goals! I’m more than sure that this time you’ll do that!
Shovellicious recently posted..Goals for 2013
Thank you for the kind comment, Shove, and I can relate to your story of frustration. This is certainly not the only time that I have failed to live up to my own goals, and it certainly wont be the last.
I try to be realistic with my own goals as well, and to not put too many on my plate. I will admit that right now trying to finish off our debt reduction plans, trying to lose these darned 25 pounds, and trying to stop biting my nails at the same time is a bit intimidating.
Don’t be so hard on yourself! I have done the same thing with my last few pounds of baby weight. I almost get it off then I let it creep back on again. I’m back on the wagon right now =)
Holly@ClubThrifty recently posted..Credit Card Churning: A Year in Review
Back on the wagon indeed. That is where I find myself, and rolling downhill at least!
I also struggle with my weight, although I have significantly more to lose than you. What has worked for me is slow and steady progress without any of those deadline kind of goals. I have lost 90lbs in two years and have more to go, slow progress, but I do continue to lose and more importantly I never gain it back. Maybe try for some goals that challenge you in a different way. Try 3 new healthy foods a month, challenge another friend losing weight to a friendly exercise challenge, that kind of thing. That way you are still learning healthy new habits but it is not all about the numbers and deadlines. Good luck!
Lindsey recently posted..Groceries & Diet
Lindsey, 90 pounds in two years is nothing to sneer at.. That is an amazing accomplishment! The fact that you keep it off, is even moreso. I love your ideas of looking at this in a different way. I have been trying to introduce new healthy foods (luckily, I love healthy food), and my diet continues to improve. I also am really challenging myself with the exercising more than ever before. I haven’t totally nailed down a workout schedule yet, but it is coming together.
I don’t have any particular time deadlines on the weight loss (like we do on the debt reduction), but I am confident that I will get there.
Hey man, we all fall short sometimes. You are definitely not alone – especially when it comes to losing weight. It can be really tough. Good luck with you new goal, and keep your chin up
Greg@ClubThrifty recently posted..Credit Card Churning: A Year in Review
Thanks Greg.. I appreciate the encouragement. I know that “Lose some weight” is the number one new years resolution by a pretty large margin. My gym sure is crowded these days!
This is a great and very honest post! Sure, you didn’t meet your goal, but there’s nothing stopping you from reaching it in 2013. I think that comparing it to credit card debt makes a lot of sense too, those two are very similar.
Jordann @ My Alternate Life recently posted..Beware The Coupon
They are indeed.. Especially the excuses that are made to keep myself from improvement in those areas. I am confident that my goals will fall, Jordann
All of the encouragement from you all is certainly helping boost my morale.
Kudos to you for your honesty. Posts like that aren’t always easy to write, but they can be cathartic.
I was shaking my head reading your posts because I did much the same thing this fall.
I am doing better at reminding myself that failure is part of success. Every epic fail I have teaches me a lesson to move on with.
Alex recently posted..My favourite experiments so far
Very well said, Alex.. Being honest with our successes and failures here at See Debt Run has gone a long way towards helping to keep us accountable and focused towards our goals.
These are some good words, Jefferson. I have failed at many, many goals. I am confident you will succeed in your weight loss goals this year, and I also feel that ‘renewed vigor’ that the New Year brings. I have a number of goals this year, some of which are to reduce stress, stay committed to this site (I heard burnout rates are high for bloggers), and continue to develop my technical skills.
DC @ Young Adult Money recently posted..Why You Should Buy A Diamond Engagement Ring
Blogger burnout is definitely real, DC.. And yeah, keeping this site alive and kicking is another goal of ours as well… I hope this “renewed vigor” can last.. I know that it will get challenged sooner than later.
Jefferson, I wrote a post for you yesterday called “Your Weight Is Not Your Fault.” Come check it out. Just beware, you’ll also see a lot of hateful comments against obesity, which is so disappointing.
Sam
Financial Samurai recently posted..Proof Your Weight Is Almost Entirely Genetic And Not Your Fault
Without a doubt, Sam.. People get very sensitive when talking about weight issues..
Like you, I end up buying myself whatever my reward was supposed to be for reaching a goal, whether or not that goal is reached. When I last lost weight, the feeling of confidence was reward enough. But it’s hard to remember that when there are holiday treats still all over the place at work.
Daisy @ Add Vodka recently posted..How Craigslist Has Saved Us Hundreds of Dollars
Yeah.. That is where I am at now, Daisy. The reward of losing the weight will be reward enough. I should have a major sense of accomplishment, and I will look great to boot.. Thankfully, those holiday “treats” are FINALLY starting to disappear.
Amazingly honest Jeff. You are doing yourself and your guilty conscience a favor by coming clean. Kudos! You’ll hit your goals in no time !
Kathleen recently posted..January net worth: a fresh start
That’s what this website has been all about, Kathleen. Coming clean to the world and holding ourselves accountable. It is a powerful motivator, let me tell you!
Like has been said, it’s only failure if you give up! Keep at it and it’ll happen. In fact, it’s encouragement to me to get off my butt.
John S @ Frugal Rules recently posted..4 Helpful Free Investment Tools
Failure can be a spark, I am telling you!
Ah yes, the excuses. We do all do the exucses, don’t we? And we all eventually just throw our hands up and go, “I deserve a treat.” And then of course, we’re only letting ourselves down.
I know with weight your two excuses (slow metabolism and no time) are pretty common. My wife uses them, and so do I. But actually, I think everyone has a slow metabolism, especially as we age, and no one has the time. But somehow, we’ve just gotta make it work. And it’s TOUGH! I only need to lose a few pounds, nothing much, but it’s hard anyway. THe excuses are so enticing, are they? Sigh. It’s tough. I salute you though, man, for trying and making the goal/plan, and for admitting when you screwed up. So dust off, and try again!
TB at BlueCollarWorkman recently posted..Blue Collar Roundup — Being Sick Edition
Thank you for the encouragement, TB.. I have been making these same excuses for as long as I can remember. It sometimes feels like I cannot have a cheat day or even a cheat meal, or I will erase a week’s worth of progress. Oh well, nobody said this was going to be easy.
I think we all have situations where we try, try, try and constantly fail. But the important thing is you keep trying!
i know you weren’t looking for tips, but have you considered the Paleo diet? I resisted for a LONG time because it sounded insane, but finally decided new year’s was the push i needed, and I LOVE it. I don’t count calories, I am full almost all the time, and resisting cravings has never been easier. WIth a little bit of menu and meal planning, I’ve been doing really really well.
I have heard of the Paleo diet and even know folks who have had success with it.. Maybe I will see if my local library has any books on it. Thanks for the tip!
Same here. Paleo works!
Thad recently posted..Guest Post: Why Restaurants are Moving to Mobile Payment Systems
I have friends that have tried it as well, and may certainly have to give it a try.
Sorry you didn’t make your goal, but like you say, resetting and keeping at it is the key. I suck at finding that energy to get back on my feet sometimes, but after I blame the whole world for it I get to realize I got there because I made it happen and only I can dig my way out of it! Good luck for 2013!
Pauline recently posted..It happens to the best!
I am trying to keep my energy levels up.. It is a cycle, without a doubt. The more you exercise, the more energy you have.. But once you start slipping, it is hard to get back.
It’s so hard to be disliked in all areas. Weight and debt are two very same monsters. Each are achieved by lack of self control in two different areas. But as long as we are trying to succeed and honest about where we need help, using others to keep us accountable will one day payoff. I’m sorry you couldn’t enjoy your game. I felt the same way about m spinach dip at Christmas, was supposed to be a treat for being good all December but I fell apart the week before Christmas, still made the dip anyway, but felt like I shouldn’t be eating it the whole time.
Crystal recently posted..January is National Hot Tea Month #blogboost
Oh yes, Crystal.. I can certainly relate, and have had the same “enjoyment issues” with cheat foods.
Sometimes there’s nothing more you can do than get your bearings and start over.
My Money Design recently posted..Using the Power of Mathematics to Avoid a Bad Interest Rate Swap Agreement
Indeed.. January is the perfect time to do just that.
I am so sorry, I am in the current process of failing a goal. Only because of a family emergency, we might be failing our goal at paying off debt by April 2013. Once the family emergency is over we will go over our finances again to see if we are truly failing, but I am hopeful I can pull something out to make April our goal still. As for Assassins Creed III I am sorry you sold the game. I am taking an American History class and allowed myself to “open the present” early before Christmas. Although, it wasn’t the perfect learning experince I would like to portray to my friends it was still a fun way to remember the 13 colonies and relax after a full day of papers and tests. I hope your next goals go better.
I did like AC3 and enjoyed seeing the historical moments.. It was very well done, but I did feel a tad guilty playing it because of the reasons indicated above..
Don’t be too hard on yourself for slipping in your debt payoff goal. We are shooting for March 2013 ourselves, and are still on target, but something could always happen to jeopardize that. If it does, we will handle exactly the same way. Reset, put our head down, and try again.
You will do it this time! I’ve failed in my quest to lose weight so many times (and after publicly making the goals online) but I’m not giving up.
I will succeed and why not this time? After all, I succeeded in paying off all non-mortgage debt which at one time seemed impossible.
Kay Lynn recently posted..31 Days to Better Health: Wash Your Hands
Good for you, Kay Lynn, for not giving up and keeping hope alive. I think we can both succeed this year, I can feel it in the air..
Good for you! I also need to kick it into high gear and lose the last of the baby weight (plus the 10lbs that found me before pregnancy!) Good luck
Catherine recently posted..Structured Settlement $1000.00 Cash Giveaway!
Absolutely, Catherine.. High gear has been kicked, and I am determined to make this happen.
Your challenge/goal of losing weight was right around the time we started our vegetarian/China study diet. As with you, we failed miserably (despite starting off well for the first month). lol.
Such is life. Just hop back up on the wagon and give it a go again! You can do it…and hopefully we can as well.
WorkSaveLive recently posted..Recipe: Green Chile Enchiladas
That’s right, Jason!.. I was wondering which one of us would have more success.. I guess the answer is.. neither.
I think the first step to getting through failure is embracing it, which you’ve done by sharing this with all of us.
I am also trying to lose weight after years of trying everything-I now rigorously track my calories on my Iphone and it has done wonders. I am rooting for you, Jeff!
L Bee and the Money Tree recently posted..Financial Realities: Living with Endometriosis
I have done the rigorous calorie tracking as well, Lauren.. but have trouble sustaining it day after day. I know that if I can stick with it, it can certainly work for me.
Good luck! Losing weight is hard. I think you need to figure out how to change your lifestyle sustainably. It’s not any good to lose 10 lbs and just gain it back. You probably need to completely change the way you eat. I’ll check back to see if you can do it. Good luck again.
Midlife Finance recently posted..Resolve Your Future in 2013
I eat pretty well, but without a doubt– I can do better.
The key for me is developing a lifestyle that involves regular exercise.
I find that to be especially difficult in the winter.
Thank you for this post! As we all know, failure is a part of life. Since we are not perfect, we are all going to fail, sometimes in an epic way. What seems to separate those who eventually reach their goals from those that don’t is the ability to put a different spin on what failing means. If it’s just this thing that happens on the way to success, you’ll do a lot better. Good luck with the exercise!
Johnny@ Easy Financial Tips recently posted..How Much Home Insurance Do You Need?
Dealing with failure is something we have had to learn to cope with throughout this entire journey.. Without a doubt, it is part of the process.
“Dust yourself off & try again”–so true! You’ll be there before you know it–mistakes and slip-ups are human and are often the best teacher. Good luck!
The Happy Homeowner recently posted..January 2013 Goals
I have learned what DOESN’T work for me.. the hard part is sticking with what I know does work… Which is regular exercise.
The last line pretty much sums it up. In order to get what you want, sweat is necessary, especially in this case.
Caesar F recently posted..Super Bowl Party
Sweat, and dedication, and fortitude. I think I have it what it takes this time..
Accountability is the best way to avoid an epic failure. If you can find friends that will encourage you along your journey, you’ll be much better off. It also helps if they have the same goal in mind (e.g. The Biggest Loser)
Frugally Minded recently posted..Two Outside the Box Ways To Save Electricity
This is a good point, FM.. Posing these type of stories online for the world to see certainly brings some sense of accountability.. But it would be nice to have others who were attempting something similar alongside me. I will say that my wife Michelle is very supportive..
This is an excellent post. In our home, we justify *not* paying bills, or saving money because we DON’T have any credit cards. What I mean is that since any emergency that comes our way has to be paid with cash on hand – we feel as though it’s a losing battle to even worm our way out. However, as @Happy Homeowner stated, slip-ups are often the best teacher. My husband and I might have zero credit cards left (still paying down debt), but learning from the mistakes we’ve made might just make us strong enough to pull it out and get out of debt for good.
Broke Babe @ Make it Through The Month recently posted..Who Wants to Live Paycheck to Paycheck?
We have been there too.. Our credit cards were always our fallback plan when things got hairy.. But when you remove them as an option, you have to learn to adjust. Last week, we had some unexpected issues with one of our cars and we are currently in a mad budget scramble to avoid piling on debt.
I feel your pain. Sometimes I feel guilty about being a PF blogger when I still make stupid money mistakes. But just like your advice, just gotta start over and try again! Good luck with your weight loss!
Budget and the Beach recently posted..I’m on a Money Diet
The honesty that exists in the PF blog realm is always real and refreshing. It helps keep us accountable.
Thank you for sharing your experience. There are many who go through very similar experiences. I would encourage you to read through the post at my blog listed here. Hang in there. Don’t beat yourself up.
Thad recently posted..How Eliminating Wheat From Our Diet is Changing My Family
That, in spite of using the term “epic failure”.. I am not beating myself up. That isn’t really how I operate. I am trying to motivate myself and hold myself accountable.
I really believe that persistence is key to so many things in life. If we give up after every failure, we won’t get places. We simply have to be get up off the canvas, dust ourselves off, and get back into the fight to achieve our goal. I know it’s not easy, but we can do it. We all have areas of life that are easier for us than others.
Tie the Money Knot recently posted..Sperm Donor Asked to Pay Child Support: What Do You Think?
Well said, TTMK… Some changes are certainly easier for me than others.. Weight loss is my biggest challenge for whatever reason..
Unfortunately, I also think that convincing Michelle to let you buy video games might also be more complicated, which is also a tragedy.
I can really relate. At times where work is slow and life is less busy, I’m very good at working out and eating right. However, those gains are always tempered by my down times. Good luck.
JP @ 20′s Finances recently posted..Car Insurance Premium Increase After Speeding Ticket
Indeed, JP… For the next 3 days.. I will be off work, and without a doubt, keeping my diet in check and my workouts alive will seem much more doable.. I just have to make sure that I can stay on the train wants it pulls into the hectic stretch.
Set a small goal: 5 lbs. Why do you want to lose 5 lbs? Look good, feel better? Do it, just 5 lbs. Then, do it again. And again….
Rod J. Rogers (@FreeAgentRogers) recently posted..You’ve Given Me a Way to Change My Life
I want to lose weight for lots of reasons.. But the two you mention are at the forefront.. Taking it one small step at a time is certainly a more palatable way to tackle the problem.
It makes you more human to share speed bumps in life and I know as one of your readers that we appreciate your honesty. I was going to say you can use me as a resource if you need any help from a dietitian, but then I remembered that Mrs. SDR got her undergrad degree in dietetics! Take small steps and don’t throw in the towel when you slip up…wait until you form a habit with one thing (example: start eating protein at breakfast) before you move on to the next thing.
Jessica @ Budget for Health recently posted..Your Guide to Milk Alternatives
Michelle (Mrs SDR) has been asked to point out when she doesn’t think that I should be eating something.. She does a mighty fine job of this
You’re human and owned up to your mistake. We all make them whether with our diet and/or our finances. I love your honesty and you could have easily hid this from us. But you didn’t. And I know you’ll make it this time around. I always feel what you do after you make a mistake means far more than the mistake itself. And you’re taking action. Good luck!
Shannon @ The Heavy Purse recently posted..2013 Financial Resolutions: Becoming Financially Fit
Yeah… Hiding things has never really been our style on this blog, Shannon. The accountability side of the coin is a big part of what we are doing and why we are doing it.
We all have failures of some kind. Hopefully they are not failures that hurt others. I think that is just part of human nature and as long as we are able to forgive and move on, we can learn form our mistakes. Thanks for sharing!
Paul @ The Frugal Toad recently posted..How to Save Money by Buying a Used Car
Very true, Paul. My struggles with weight really only affect myself. And even in that, I certainly I have it a lot better than many, even on the weight question.
“Excuses are the nails that build a house of failure”. Its understandable that being overworked lead to you not reaching your goals, and if you’re anything like all of the males I know, buying call of duty or whatever other video game it was, was not even a question. The good thing is that now you’ve realized it takes small, realistic goals that are attainable rather than one large one. Keep going, you got it!
Kelly@Financial-Lessons recently posted..Smart Rules for Giving Your Kids an Allowance
It’s never too late to pay off those credit cards and save some money. Now I didn’t say it would be easy, but it can be done with a little determination. If you “fail”, just take a step back, reexamine your goals, and get back to paying that debt off. Never give up, it can be done.
Setting a distinct goal and actually reaching that goal is very challenging and takes a whole lot of determination. Admitting to a failed goal is very hard to do, as well. You have publicly set a goal and then admitted that you failed to reach your goal. You actually set a great example to many people who are in or have been in similar situations to you whether it has to do with their weight or their finances. Trust me, you are not the only one! I have personally set many fitness goals that I did not accomplish or did not accomplish in the time I wanted. I completely agree with you that you need to reset, clear your mind, keep your head up, and try again if you fail to reach a goal. You performed a great turn-around by starting over and setting realistic goals. Keep it up!
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